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Posts Tagged ‘deal’

Question by dflynn4: What’s the big deal about credit cards? Why does everyone hate them?
Sure, credit cards can do a lot of immoral things to people, but it is mainly the consumers fault for failing to understand what they are getting themselves into.

I love credit cards. This may sound absurd to most people. But I don’t believe in buying anything in this day and age without being rewarded for it.

I am 19 years old, started with a Secured Credit Card, then got my American Express Blue Cash, and now have a Chase Freedom MasterCard to use for everywhere that does not take my American Express. I pretty much abandoned my secured card but do not believe in closing credit cards.

I have a credit score of 750, have a great savings and investment plan in which I am able to invest 40% of my paycheck, 5% in which is put into a 401k, and matched, the other 35% goes into my brokerage account, and I have saved up over $ 30,000 in investments, while working part time since I was 16, have never carried a credit card balance, go to school full time at UT Austin, have no loans, pay my phone bill, car insurance, gas, utilities, and am reimbursed for tuition through work. I also purchased my car on my credit card, and paid it off the same day and was able to earn a whopping amount of cash back.

I just really dont understand why people hate them so much. I have been able to reap the benefits of a credit card. Thank you mr. american express blue, and mr chase freedom for letting me take advantage of you.

People are stupid for ever financing anything. WHy is the concept of paying for things in full so hard to understand. THe only thing that should ever be financed, and only if it must, is a home. THeres no reason for anything else to be financed. I hope the world learns one day to be responsible for their actions, and instead of being dependent on everyone else, takes responsibility for their finances, and that way we can improve the growth of our economy, and improve our 0.3% gdp growth.

Anyways, Im just tired of hearing all the crap about people losing their homes and crying about it, people paying everything on credit and carrying the balance, people making stupid decisions and blaming it all on someone else. I mean seriously, yes its wrong and crooked for companies to do some things like subprime loans, but what kind of idiot that makes 60,000 takes out an ARM worth 600,000. fucking retard. anyways, i just wanted to vent. thanks to whever reads this.
oh yea, and to everyone that is scared to accept a credit card, and scared about inquiries. inform yourself. i will gladly accept any credit card that will raise my credit availability. inquiries only negatively hurt your credit for a few months. the long term effects of high credit availability with no debt will make my score soar. inform yourselves people.

Best answer:

Answer by Reaper
I completely agree with you!
Credit cards are awesome they just need to be used responsibly.

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Question by dflynn4: What’s the big deal about credit cards? Why does everyone hate them?
Sure, credit card companies can do a lot of immoral things to people, but it is mainly the consumers fault for failing to understand what they are getting themselves into.

I love credit cards. This may sound absurd to most people. But I don’t believe in buying anything in this day and age without being rewarded for it.

I am 19 years old, started with a Secured Credit Card, then got my American Express Blue Cash, and now have a Chase Freedom MasterCard to use for everywhere that does not take my American Express. I pretty much abandoned my secured card but do not believe in closing credit cards.

I have a credit score of 750, have a great savings and investment plan in which I am able to invest 40% of my paycheck, 5% in which is put into a 401k, and matched, the other 35% goes into my brokerage account, and I have saved up over $ 30,000 in investments, while working part time since I was 16, have never carried a credit card balance, go to school full time at UT Austin, have no loans, pay my phone bill, car insurance, gas, utilities, and am reimbursed for tuition through work. I also purchased my car on my credit card, and paid it off the same day and was able to earn a whopping amount of cash back.

I just really dont understand why people hate them so much. I have been able to reap the benefits of a credit card. Thank you mr. american express blue, and mr chase freedom for letting me take advantage of you.

People are stupid for ever financing anything. WHy is the concept of paying for things in full so hard to understand. THe only thing that should ever be financed, and only if it must, is a home. THeres no reason for anything else to be financed. I hope the world learns one day to be responsible for their actions, and instead of being dependent on everyone else, takes responsibility for their finances, and that way we can improve the growth of our economy, and improve our 0.3% gdp growth.

oh yea, and to everyone that is scared to accept a credit card, and scared about inquiries. inform yourself. i will gladly accept any credit card that will raise my credit availability. inquiries only negatively hurt your credit for a few months. the long term effects of high credit availability with no debt will make my score soar. inform yourselves people.

Anyways, Im just tired of hearing all the crap about people losing their homes and crying about it, people paying everything on credit and carrying the balance, people making stupid decisions and blaming it all on someone else. I mean seriously, yes its wrong and crooked for companies to do some things like subprime loans, but what kind of person that makes 60,000 takes out an ARM worth 600,000?????. It’s ridiculous. Anyways, i just wanted to vent. thanks to whever reads this.
and yes, everyone may not be in the same situation as me and save 40 percent of their check, but theres no reason that what should go into debt. but if a college kid that makes 9.50 an hour can do it, anyone can.

Best answer:

Answer by badger8104
You’re right, if everyone handled their finances like you say you do, we would be much better off.

Another thing to consider, however, is that it sounds like you must be making good money and not supporting anyone besides yourself, if you can invest 40% of your paycheck. That is generally not a reality for those people who are supporting children, spouses, and/or aging parents.

Congratulations on your willpower and good fortune. Not everyone is in your situation.

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Question by ihli88: HUGE TRADES…Who you think got the best deal?
I get: M. Colston and Elvis Dumervil (IDP league)
I give: Miles Austin and Mike Sims-Walker (his other WR is A Bryant…and im takin advantage of him LOVING the cowboys lol)

and for the next trade

I get: Reggie Wayne and Marshawn Lynch
I give: Calvin Johnson and Ahmad Bradshaw ( he owns B. Jacobs)

Both have been accepted…i think i got some steals…what do you think??

my lineup after these 2 trades:

QB- Matt Schaub
WR- Reggie Wayne, M. Colston
RB- Deangelo Williams, Thomas Jones
Flex- Ryan Grant
TE- Brent Celek
Def – Denver
IDP – Jared Allen, Elvis Dumervil, D. Ryans, Yeremiah Bell.
im in a 10 team league

Best answer:

Answer by Lions, Vikings, and Bears suck
first one is tough say cause i like sims-walker so i’m sorta leaning towards him on that one, second one i think u totally got it

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